Key exclusions are documented in the Insurance Product Information Document, which includes a summary of what is and what is not insured. For a full list of exclusions, restrictions and the complaints procedure, please see the terms and conditions. Both of these documents can be found online via the Argos Care page. Leaflets are also available in Argos stores.

There are two types of Furniture Care depending on the item of furniture bought.

What's included? – Standard Furniture Care (for furniture with a 1 year manufacturer's guarantee):

• Stains – accidental household spills resulting in a stain on your fabric or leather upholstery.
• Accidental damage – rips, tears or burns to your fabric or leather upholstery. Plus scratches, punctures or scuffs to leather upholstery and dents, scratches, burns, heat rings, chips and breakage of glass to cabinet furniture. You are also covered for accidental breakage of frame components.
• Structural defects – for frames and structures after your manufacturer's guarantee has ended.
  
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Our premium furniture brands have a longer manufacturer's guarantee covering structural defects so on these products we only offer Accidental Damage Care. This gives you extra peace of mind to know you're protected for stains, rips, tears or burns and other accidental damage (as shown on the leaflet).

What's included? - Accidental Damage Furniture Care:

• Stains – accidental household spills resulting in a stain on your fabric or leather upholstery.
• Accidental damage – rips, tears or burns to your fabric or leather upholstery. Plus scratches, punctures or scuffs to leather upholstery and dents, scratches, burns, heat rings, chips and breakage of glass to cabinet furniture. You are also covered for accidental breakage of frame components.

General information:

Furniture Care is only available 45 days from the date of product purchase. Protect your new furniture today and if your product is damaged by accident or, if you have Standard Furniture Care, has a structural defect after the manufacturer's guarantee has expired, it will be repaired. If we can't repair it you will get a brand new replacement or Argos vouchers for the amount you originally paid.

Please note, your product must be in good working order when you purchase Furniture Care.

Argos Limited. Registered Address: Avebury, 489-499 Avebury Boulevard, Saxon Gate West, Central Milton Keynes MK9 2NW. Registered Number 01081551.

Argos Furniture Care is arranged by Castelan Limited and underwritten by Novus Underwriting Limited on behalf of Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG.

Castelan Limited are authorised and regulated by the Financial Conduct Authority. Novus Underwriting Limited is an appointed representative of Direct Insurance Group Plc, which is authorised and regulated by the Financial Conduct Authority. Helvetia Schweizerische Versicherungsgesellschaft in Liechtenstein AG is authorised by the Liechtenstein Financial Market Authority.